SIP vs FD: Which is Better?
Both SIP and Fixed Deposit (FD) are popular ways to save money, but they work differently. Feature SIP FD Returns Market-linked, potentially higher Fixed, lower Risk Medium Low Liquidity Moderate Low before maturity Growth Long-term wealth Safe but slower Conclusion SIP: Best for long-term growth , higher returns, moderate risk FD: Best for short-term safety , lower returns, minimal risk Beginners should use SIP for wealth creation and FD for emergency funds.