SIP vs Lump Sum Investment: Which is Better?
When investing in mutual funds, you have two options: SIP or Lump Sum . SIP Invest small amounts every month Reduces market timing risk Ideal for beginners and disciplined investors Lump Sum Invest one large amount at once Can give higher returns if market is favorable Risky if market falls soon after investment Conclusion Beginners: Start with SIP for safety and habit-building Experienced investors: Can combine SIP with occasional lump sum for better growth SIP is the foundation of long-term investing .